1. Introduction and Acceptance of Terms

Svetlozar Online offers a wide variety of technology information, analyses, commentaries, articles, product reviews, IT products and services, and personalized content (the "Service"). The content of our web pages may also contain advertisements, which are necessary for Svetlozar Online to provide the Service.

Svetlozar Online provides its service to you, subject to the following Terms of Service (the "Terms"), which may be updated by us from time to time without specific notice to the users. The most current version of these Terms is located at: http://www.svetlozar.com/docs/legal/terms.html. By using Svetlozar Online's services in any way you are agreeing to comply with the Terms of Service. In addition, when using particular Svetlozar Online services, you are agreeing to abide by any posted guidelines or rules applicable to such services. Unless we expressly note otherwise, these terms incorporate and supersede any other terms associated with the services provided on the domain svetlozar.com and its sub-domains operated by Svetlozar Online Ltd.

You understand and agree that the Service is provided "AS-IS" and that Svetlozar Online does not assume any liability for the timeliness, deletion, mis-delivery, or failure to store any user communications or personalization settings. You are responsible for obtaining access to the Service and you understand that access may involve third-party fees (such as Internet Service Provider charges). It is your responsibility to cover these fees, including fees associated with the display or delivery of advertisements. In addition, you must provide and are responsible for any equipment necessary to access this Service.

2. Registration Obligations

In consideration of your use of the Service, you agree to:

(a)	provide true, accurate, current, and complete information about yourself as prompted by the Service's registration form (such information being the "Registration Data");
(b)	maintain and promptly update the Registration Data to keep it true, accurate, current, and complete.

If you provide untrue, inaccurate, not current, or incomplete information, or if Svetlozar Online has reasonable grounds to believe that such information is being provided by you, Svetlozar Online has the right to suspend or terminate your account and refuse any and all current or future use of the Service (or any portion thereof).

3. Privacy Policy

We take your privacy seriously. Registration information and other personal data about you is subject to our comprehensive Privacy Policy located at http://www.svetlozar.com/docs/legal/privacy.html.

4. Member Account and Security

Upon completion of the registration process, you will activate your member name and password required to access and use Svetlozar Online's services. You are responsible for maintaining the confidentiality of the password and your account, and are fully responsible for all activities that occur under your password or account. In addition, you agree to:

(a)	immediately notify Svetlozar Online should you become conversant with any unauthorized use of your password or account or any other breach of security;
(b)	exit from your account at the end of each session.

Svetlozar Online cannot and will not be liable for any loss or damage arising from your failure to comply with this section.

5. Member Conduct

You understand that all information, data, text, software, music, sound, photographs, graphics, video, messages or other materials ("Content"), whether publicly posted or privately transmitted, are the sole responsibility of the person from which such Content originated. This means that you, and not Svetlozar Online, are entirely responsible for all Content you upload, post, transmit or otherwise make available via the Service. Svetlozar Online does not control the Content posted via the Service and, as such, does not guarantee the accuracy, integrity, or quality of such Content. You understand that by using the Service, you may be exposed to Content that is offensive, indecent, or objectionable. Under no circumstances will Svetlozar Online be liable in any way for any Content or for any loss or damage of any kind incurred as a result of the use of any Content posted, e-mailed, transmitted or otherwise made available via the Service.

You agree to not upload, post, transmit or otherwise make available any Content or material that:

(a)	is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;
(b)	you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
(c)	infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party;
(d)	constitutes a raffle, sweepstakes, lottery, or any other form of gambling;
(e)	contains or may be considered as containing any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation.
(f)	contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment.

In addition you agree not to use the Service to:

(a)	harm minors in any way;
(b)	impersonate any person or entity, including, but not limited to, a Svetlozar Online employee, forum (discussion board) or chat session moderator, guide or host, or falsely state or otherwise misrepresent your affiliation with a person or entity;
(c)	forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the Service;
(d)	intentionally or unintentionally violate any applicable local, regional, national, or international laws;
(e)	disrupt the normal flow of dialogue or otherwise act in a manner that negatively affects other users' ability to engage in real time exchanges;
(f)	interfere with or disrupt the Service or servers or networks connected to the Service, or disobey any requirements, procedures, policies, or regulations of networks connected to the Service;
(g)	"stalk" or otherwise harass another user;
(h)	collect or store personal data about other users.

You acknowledge that Svetlozar Online does not pre-screen Content, but that Svetlozar Online has the right, but not the obligation, in its sole discretion to refuse or move any Content that is available via the Service. Without limiting the foregoing, Svetlozar Online shall have the right to remove any Content that violates the Terms of Service or is otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the of any Content, including reliance on the accuracy, completeness, or usefulness of such Content. In this regard, you acknowledge that you may not rely on any Content created by or submitted to Svetlozar Online.

You acknowledge and agree that Svetlozar Online may preserve Content and may disclose Content if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to comply with legal process, enforce the Terms of Service, respond to claims that any Content violates the rights of third-parties, or protect the rights, property, or personal safety of Svetlozar Online, its users and the public.

You acknowledge and agree that the opinions and views expressed by other users of the Service do not necessarily reflect those of Svetlozar Online.

You understand that the technical processing and transmission of the Service, including your Content, may involve transmissions over various networks, or changes to conform and adapt to technical requirements of connecting networks or devices.

5. License of Member Content

You understand that all Content you submit or make available for inclusion on publicly accessible areas of the Service, you grant Svetlozar Online the world-wide, royalty-free, perpetual, irrevocable, sub-licensable, and non-exclusive license to use, reproduce, modify, adapt, frame, brand, co-brand, and publish such Content in any media known or later developed, including the right to make the Content available to the general public.

6. Indemnity

You agree to indemnify and hold Svetlozar Online, and its officers, agents, co-branders or other partners, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Content you submit, post, transmit or make available through the Service, your use of the Service, your connection to the Service, your violation of the Terms of Service, or your violation of any rights of another.

7. Prohibition of Resale

You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the Service, use of the Service, or access to the Service.

8. Use, Storage, And Service Operation Limitation

You acknowledge that Svetlozar Online may establish general practices and limitations concerning the use of the Service, including, but not limited to, the length of storage of user Content by the Service. You agree that Svetlozar Online has no responsibility or liability for the deletion or failure to store any messages and other communications or other Content maintained or transmitted by the Service. You acknowledge that Svetlozar Online reserves the right to disable accounts that are inactive for an extended period of time. You further acknowledge that Svetlozar Online reserves the right to change these limitations at any time, in its sole discretion, with or without notice.

9. Service Modifications

Svetlozar Online reserves the right at any time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that Svetlozar Online shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Service.

10. Service Termination

You agree that Svetlozar Online, in its sole discretion, may terminate your password, account (or any part thereof) or use of the Service, and remove and discard any Content within the Service, for any reason, including, without limitation, for lack of use or if  Svetlozar Online believes that you have violated or acted inconsistently with the letter or spirit of the Terms of Service. Svetlozar Online may also in its sole discretion and at any time discontinue providing the Service, or any part thereof, with or without notice. You agree that any termination of your access to the Service under any provision of this Terms of Service may be effected without prior notice, and acknowledge and agree that Svetlozar Online may immediately deactivate or delete your account and all related information and files in your account and/or bar any further access to such files or the Service. Further, you agree that Svetlozar Online shall not be liable to you or any third-party for any termination of your access to the Service.

11. Dealing With Advertisers

Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the Service, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that Svetlozar Online shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Service.

12. Links To Third-Party Sites

The Service may provide, or third parties may provide, links to other World Wide Web sites or resources. Because Svetlozar Online has no control over such sites and resources, you acknowledge and agree that Svetlozar Online is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that Svetlozar Online shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.

13. Disclaimer of Warranties

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

(a)	YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS, AS AVAILABLE" BASIS. SVETLOZAR ONLINE DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
(b)	SVETLOZAR ONLINE MAKES NO WARRANTY THAT    (i) THE SERVICE WILL MEET YOUR REQUIREMENTS;    (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE;    (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE;    (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS    (iv) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.
(c)	ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
(d)	NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM SVETLOZAR ONLINE OR THROUGH OR FROM THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TERMS OF SERVICE.

14. Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT SVETLOZAR ONLINE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF SVETLOZAR ONLINE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM:

(i)	THE USE OR THE INABILITY TO USE THE SERVICE;
(ii)	THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE;
(iii)	UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA;
(iv)	STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE;

15. Exclusions and Limitations

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 17 AND 18 MAY NOT APPLY TO YOU.

16. Trademark Information

Svetlozar Online and the Svetlozar Online logo are trademarks of Svetlozar Online, Ltd. You may make fair use of our trademarks in advertising and promotional materials, and in referring to our products and services without our permission, provided you follow standard trademark usage practices and provide proper attribution. Other uses require our written permission. Please, make such requests by e-mail to office@svetlozar.com.

17. Copyright Information

Svetlozar Online owns intellectual property rights to the content on the Service, its design, structure, and compilation. Unless otherwise noted, you may view, copy, download, and print Svetlozar Online documents from the Service so long as you use them for personal, non-commercial purposes and do not post, distribute, or modify them in any way, including, but not limited to, removing any copyright, trademark, or other intellectual property notices.

If you believe your work has been copied and is accessible on the Service in a way that constitutes copyright infringement, please review our comprehensive Copyright Policy.

18. Notices

Notices to you may be made via e-mail or regular mail, concerning the state of the Service or any changes of the Terms of Service.

19. General Terms

These Terms of Service constitute the entire agreement between you and Svetlozar Online and govern your use of the Service, superceding any prior agreements between you and Svetlozar Online. You also may be subject to additional terms and conditions that may apply when you use affiliate services, third-party content or third-party software. Interpretations of these Terms and determinations that you have breached the Terms will be made at our reasonable discretion and based on facts known to us. The Terms of Service and the relationship between you and Svetlozar Online shall be governed by the laws of the Republic of Bulgaria without regard to its conflict of law provisions. You and Svetlozar Online agree to submit to the personal and exclusive jurisdiction of the courts located within the City of Pleven for any claim or dispute with Svetlozar Online, Ltd., its officers, agents, or employees. The failure of Svetlozar Online to exercise or enforce any right or provision of the Terms of Service shall not constitute a waiver of such right or provision. If any provision of the Terms of Service is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the Terms of Service remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the Terms of Service must be filed within one (1) year after such claim or cause of action arose or be forever barred.

The section titles in the Terms of Service are for convenience only and have no legal or contractual effect.

20. Violations

If you discover violations of these Terms of Service, please send a report to Svetlozar Online.